Bank Of Alapaha is a bank based in Alapaha, Georgia, established in 1905, with $251 million in total assets across 4 branches. By Trust Grade it ranks 108th of 124 banks we track in Georgia. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against Bank Of Alapaha appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Alapaha compares to Georgia peers
How we graded Bank Of Alapaha
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Profitable (ROA 0.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Alapaha over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 245 Ne Railroad St, Alapaha, GA 31622
- 615 Main St, Enigma, GA 31749
- 502 N Davis St, Nashville, GA 31639
- 206 E 4th St, Adel, GA 31620
Are deposits at Bank Of Alapaha insured?
Yes. Bank Of Alapaha is an FDIC-insured bank (FDIC certificate #155). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Alapaha: frequently asked questions
Is Bank Of Alapaha a good bank?
Bank Of Alapaha earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Profitable (ROA 0.66%).
Is Bank Of Alapaha FDIC-insured?
Yes. Bank Of Alapaha is a FDIC-insured bank (FDIC certificate #155). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Alapaha?
Bank Of Alapaha holds $251 million in total assets, ranking 108th of 124 banks we track in Georgia. It operates 4 branches.
Does Bank Of Alapaha have CFPB complaints?
No CFPB complaints against Bank Of Alapaha appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
