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Primesouth Bank

Blackshear, GA · Est. 1891 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Primesouth Bank is a bank based in Blackshear, Georgia, established in 1891, with $1.5 billion in total assets across 8 branches. By Trust Grade it ranks 44th of 124 banks we track in Georgia. Its capital ratio of 10.9% is stronger than 60% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.87% return on assets. No consumer complaints against Primesouth Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Deposits
$1.3B
Branches
8
Capital ratio
10.9%
Top 40% of $1B–10B peers · Georgia median 10.5%
Return on assets
1.9%
Top 14% of $1B–10B peers · Georgia median 1.53%
Rank in Georgia
#44
of 124 banks

How Primesouth Bank compares to Georgia peers

Capital ratio
Top 40% of $1B–10B peers
Primesouth Bank
10.9%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $1B–10B peers
Primesouth Bank
1.9%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Primesouth Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.87%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Primesouth Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 530 Memorial Dr, Waycross, GA 31501
  • 1795 Frederica Rd, Saint Simons Island, GA 31522
  • 128 Altama Connector, Brunswick, GA 31525
  • 375 W Cherry St, Jesup, GA 31545
  • 3473 Us Highway 84, Blackshear, GA 31516
  • 101 Hyde Park Cmns, Brunswick, GA 31523
  • 710 Gloucester St, Brunswick, GA 31520
  • 1500 Sadler Rd, Fernandina Beach, FL 32034

Are deposits at Primesouth Bank insured?

Yes. Primesouth Bank is an FDIC-insured bank (FDIC certificate #5694). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Primesouth Bank: frequently asked questions

Is Primesouth Bank a good bank?

Primesouth Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.87%).

Is Primesouth Bank FDIC-insured?

Yes. Primesouth Bank is a FDIC-insured bank (FDIC certificate #5694). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Primesouth Bank?

Primesouth Bank holds $1.5 billion in total assets, ranking 44th of 124 banks we track in Georgia. It operates 8 branches.

Does Primesouth Bank have CFPB complaints?

No CFPB complaints against Primesouth Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Banksouth
bank · Greensboro, GA · $1.6B assets
Peoplessouth Bank
bank · Colquitt, GA · $1.2B assets
Thomasville National Bank
bank · Thomasville, GA · $2.1B assets
Affinity Bank, National Association
bank · Covington, GA · $924M assets
First American Bank And Trust Company
bank · Athens, GA · $890M assets
First Century Bank, National Association
bank · Commerce, GA · $862M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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