Peoplessouth Bank is a bank based in Colquitt, Georgia, established in 1973, with $1.2 billion in total assets across 33 branches. By Trust Grade it ranks 115th of 124 banks we track in Georgia. Its capital ratio of 6.3% trails most similarly sized banks (2th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against Peoplessouth Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoplessouth Bank compares to Georgia peers
How we graded Peoplessouth Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.3% capital ratio)
- Strongly profitable (ROA 1.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoplessouth Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (33)
- 414 Broadway Ave, Ashford, AL 36312
- 203 W Crawford St, Colquitt, GA 39837
- 2926 Ross Clark Cir, Dothan, AL 36301
- 519 Kirkland St, Abbeville, AL 36310
- 211 W Reynolds St, Ozark, AL 36360
- 1245 S Eufaula Ave, Eufaula, AL 36027
- 4192 Bryan St, Greenwood, FL 32443
- 701 N Westover Blvd, Albany, GA 31707
- 102 Prince St, Americus, GA 31709
- 58 4th St, Apalachicola, FL 32320
- 1449 Tallahassee Hwy, Bainbridge, GA 39819
- 109 E Church St, Columbia, AL 36319
- 1615 Main Street, Highway 77, Chipley, FL 32428
- 20455 Central Ave W, Blountstown, FL 32424
- 529 Cecil G Costin Sr Blvd, Port Saint Joe, FL 32456
- 2020 S Waukesha St, Bonifay, FL 32425
- 617 E Church St, Headland, AL 36345
- 8146 Highway 90, Sneads, FL 32460
- 305 S Tennille Ave, Donalsonville, GA 39845
- 2861 John D Odom Rd, Dothan, AL 36303
- 2260 Highway 71, Marianna, FL 32448
- 2721 Capital Cir Ne, Tallahassee, FL 32308
- 400 W 23rd St, Panama City, FL 32405
- 3605 E Main St, Dothan, AL 36301
- 607 S Tyndall Pkwy, Panama City, FL 32404
- 2920 Kerry Forest Pkwy, Tallahassee, FL 32309
- 630 Ohio Ave, Lynn Haven, FL 32444
- 1302 Gray Hwy, Macon, GA 31211
- 1200 Highway 280 Byp, Phenix City, AL 36867
- 1531 Us 19 S, Leesburg, GA 31763
- 917 Forrester Dr Se, Dawson, GA 39842
- 23044 Panama City Beach Pkwy, Panama City Beach, FL 32413
- 1805 Russell Parkway, Warner Robins, GA 31088
Are deposits at Peoplessouth Bank insured?
Yes. Peoplessouth Bank is an FDIC-insured bank (FDIC certificate #21292). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoplessouth Bank: frequently asked questions
Is Peoplessouth Bank a good bank?
Peoplessouth Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (6.3% capital ratio); Strongly profitable (ROA 1.65%).
Is Peoplessouth Bank FDIC-insured?
Yes. Peoplessouth Bank is a FDIC-insured bank (FDIC certificate #21292). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoplessouth Bank?
Peoplessouth Bank holds $1.2 billion in total assets, ranking 115th of 124 banks we track in Georgia. It operates 33 branches.
Does Peoplessouth Bank have CFPB complaints?
No CFPB complaints against Peoplessouth Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
