Southeastern Bank is a bank based in Darien, Georgia, established in 1889, with $621 million in total assets across 11 branches. By Trust Grade it ranks 43rd of 124 banks we track in Georgia. Its capital ratio of 12.2% is stronger than 75% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Southeastern Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southeastern Bank compares to Georgia peers
How we graded Southeastern Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Strongly profitable (ROA 1.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southeastern Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 4233 2nd Street North, Folkston, GA 31537
- 15039 U.S. Hwy 17, Townsend, GA 31331
- 105 Bacon St, Nahunta, GA 31553
- 1501 Ga Highway 40 E, Kingsland, GA 31548
- 15885 County Road 108, Hilliard, FL 32046
- 542238 Us Highway 1, Callahan, FL 32011
- 2004 Us Highway 17, Richmond Hill, GA 31324
- 1010 North Way, Darien, GA 31305
- 15 Trade St, Brunswick, GA 31525
- 21 Market St, Saint Simons Island, GA 31522
- 146 E Ml King Jr Dr, Hinesville, GA 31313
Are deposits at Southeastern Bank insured?
Yes. Southeastern Bank is an FDIC-insured bank (FDIC certificate #5685). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southeastern Bank: frequently asked questions
Is Southeastern Bank a good bank?
Southeastern Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.74%).
Is Southeastern Bank FDIC-insured?
Yes. Southeastern Bank is a FDIC-insured bank (FDIC certificate #5685). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southeastern Bank?
Southeastern Bank holds $621 million in total assets, ranking 43rd of 124 banks we track in Georgia. It operates 11 branches.
Does Southeastern Bank have CFPB complaints?
No CFPB complaints against Southeastern Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
