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Carver State Bank

Savannah, GA · Est. 1927 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Carver State Bank is a bank based in Savannah, Georgia, established in 1927, with $115 million in total assets across 2 branches. By Trust Grade it ranks 71st of 124 banks we track in Georgia. Its capital ratio of 14.5% is stronger than 88% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Carver State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$115.2M
$100M–1B institution
Deposits
$97.2M
Branches
2
Capital ratio
14.5%
Top 12% of $100M–1B peers · Georgia median 10.5%
Return on assets
0.7%
Bottom 19% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#71
of 124 banks

How Carver State Bank compares to Georgia peers

Capital ratio
Top 12% of $100M–1B peers
Carver State
14.5%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $100M–1B peers
Carver State
0.7%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Carver State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (14.5% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Carver State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 701 Martin Luther King Jr Blvd, Savannah, GA 31401
  • 7110 Skidaway Rd, Savannah, GA 31406

Are deposits at Carver State Bank insured?

Yes. Carver State Bank is an FDIC-insured bank (FDIC certificate #16584). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Carver State Bank: frequently asked questions

Is Carver State Bank a good bank?

Carver State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Profitable (ROA 0.65%).

Is Carver State Bank FDIC-insured?

Yes. Carver State Bank is a FDIC-insured bank (FDIC certificate #16584). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Carver State Bank?

Carver State Bank holds $115 million in total assets, ranking 71st of 124 banks we track in Georgia. It operates 2 branches.

Does Carver State Bank have CFPB complaints?

No CFPB complaints against Carver State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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First Bank Of Pike
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The Four County Bank
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F & M Bank And Trust Company
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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