The Peoples Bank is a bank based in Willacoochee, Georgia, established in 1948, with $113 million in total assets across 2 branches. By Trust Grade it ranks 73rd of 124 banks we track in Georgia. Its capital ratio of 12.3% is stronger than 75% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against The Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Peoples Bank compares to Georgia peers
How we graded The Peoples Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 6 Fleetwood Ave E, Willacoochee, GA 31650
- 788 Main St N, Pearson, GA 31642
Are deposits at The Peoples Bank insured?
Yes. The Peoples Bank is an FDIC-insured bank (FDIC certificate #17073). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Peoples Bank: frequently asked questions
Is The Peoples Bank a good bank?
The Peoples Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.65%).
Is The Peoples Bank FDIC-insured?
Yes. The Peoples Bank is a FDIC-insured bank (FDIC certificate #17073). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Peoples Bank?
The Peoples Bank holds $113 million in total assets, ranking 73rd of 124 banks we track in Georgia. It operates 2 branches.
Does The Peoples Bank have CFPB complaints?
No CFPB complaints against The Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
