The First National Bank Of Waynesboro is a bank based in Waynesboro, Georgia, established in 1905, with $227 million in total assets across 2 branches. By Trust Grade it ranks 30th of 124 banks we track in Georgia. Its capital ratio of 18.9% is stronger than 96% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 2.34% return on assets. No consumer complaints against The First National Bank Of Waynesboro appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Waynesboro compares to Georgia peers
How we graded The First National Bank Of Waynesboro
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.9% capital ratio)
- Strongly profitable (ROA 2.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Waynesboro over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 626 N Liberty St, Waynesboro, GA 30830
- 528 W 6th St, Waynesboro, GA 30830
Are deposits at The First National Bank Of Waynesboro insured?
Yes. The First National Bank Of Waynesboro is an FDIC-insured bank (FDIC certificate #2160). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Waynesboro: frequently asked questions
Is The First National Bank Of Waynesboro a good bank?
The First National Bank Of Waynesboro earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.9% capital ratio); Strongly profitable (ROA 2.34%).
Is The First National Bank Of Waynesboro FDIC-insured?
Yes. The First National Bank Of Waynesboro is a FDIC-insured bank (FDIC certificate #2160). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Waynesboro?
The First National Bank Of Waynesboro holds $227 million in total assets, ranking 30th of 124 banks we track in Georgia. It operates 2 branches.
Does The First National Bank Of Waynesboro have CFPB complaints?
No CFPB complaints against The First National Bank Of Waynesboro appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
