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Hawaii National Bank

Honolulu, HI · Est. 1960 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Hawaii National Bank is a bank based in Honolulu, Hawaii, established in 1960, with $883 million in total assets across 10 branches. By Trust Grade it ranks 1st of 6 banks we track in Hawaii. Its capital ratio of 10.6% is stronger than 56% of similarly sized banks, versus a Hawaii median of 9.5%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Hawaii National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$883.5M
$100M–1B institution
Deposits
$784.6M
Branches
10
Capital ratio
10.6%
Top 44% of $100M–1B peers · Hawaii median 9.5%
Return on assets
0.8%
Bottom 26% of $100M–1B peers · Hawaii median 1.07%
Rank in Hawaii
#1
of 6 banks

How Hawaii National Bank compares to Hawaii peers

Capital ratio
Top 44% of $100M–1B peers
Hawaii National
10.6%
Hawaii median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $100M–1B peers
Hawaii National
0.8%
Hawaii median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Hawaii National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (10.6% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hawaii National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 45 N King St Fl 7, Honolulu, HI 96817
  • 550 Paiea Street, Suite L-3a, Honolulu, HI 96816
  • 1311 Kapiolani Blvd, Honolulu, HI 96814
  • 21 Aulike St, Kailua, HI 96734
  • 4211 Waialae Ave, Honolulu, HI 96816
  • 1620 N School St, Honolulu, HI 96817
  • 45 N King St, Honolulu, HI 96817
  • 98-1268 Kaahumanu St, Pearl City, HI 96782
  • 53 S Puunene Ave, Kahului, HI 96732
  • 2100 Kanoelehua Ave, Hilo, HI 96720

Are deposits at Hawaii National Bank insured?

Yes. Hawaii National Bank is an FDIC-insured bank (FDIC certificate #18296). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hawaii National Bank: frequently asked questions

Is Hawaii National Bank a good bank?

Hawaii National Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.80%).

Is Hawaii National Bank FDIC-insured?

Yes. Hawaii National Bank is a FDIC-insured bank (FDIC certificate #18296). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Hawaii National Bank?

Hawaii National Bank holds $883 million in total assets, ranking 1st of 6 banks we track in Hawaii. It operates 10 branches.

Does Hawaii National Bank have CFPB complaints?

No CFPB complaints against Hawaii National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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