Ireland Bank is a bank based in Malad City, Idaho, established in 1892, with $362 million in total assets across 12 branches. By Trust Grade it ranks 7th of 10 banks we track in Idaho. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Idaho median of 11.9%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Ireland Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ireland Bank compares to Idaho peers
How we graded Ireland Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ireland Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 85 E Oneida St, Preston, ID 83263
- 420 N 4th St, Montpelier, ID 83254
- Main Street And Highway 30, Inkom, ID 83245
- 98 W 2nd S, Soda Springs, ID 83276
- 1 N Main St, Grace, ID 83241
- 110 E Main, Lava Hot Springs, ID 83246
- 486 Yellowstone Ave, Pocatello, ID 83201
- 386 N Main St, Aberdeen, ID 83210
- 208 S Main St, Mackay, ID 83251
- 20449 N Main St, Carey, ID 83320
- 649 Pole Line Rd, Twin Falls, ID 83301
- 33 Bannock St, Malad City, ID 83252
Are deposits at Ireland Bank insured?
Yes. Ireland Bank is an FDIC-insured bank (FDIC certificate #1237). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ireland Bank: frequently asked questions
Is Ireland Bank a good bank?
Ireland Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.65%).
Is Ireland Bank FDIC-insured?
Yes. Ireland Bank is a FDIC-insured bank (FDIC certificate #1237). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ireland Bank?
Ireland Bank holds $362 million in total assets, ranking 7th of 10 banks we track in Idaho. It operates 12 branches.
Does Ireland Bank have CFPB complaints?
No CFPB complaints against Ireland Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
