Idaho First Bank is a bank based in Mccall, Idaho, established in 2005, with $1.4 billion in total assets across 9 branches. By Trust Grade it ranks 9th of 10 banks we track in Idaho. Its capital ratio of 10.1% trails most similarly sized banks (48th percentile), versus a Idaho median of 11.9%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Idaho First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Idaho First Bank compares to Idaho peers
How we graded Idaho First Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Idaho First Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 475 E Deinhard Ln, Mccall, ID 83638
- 209 N 12th St, Boise, ID 83702
- 308 Virginia St, New Meadows, ID 83654
- 560 S. State Street, Eagle, ID 83616
- 291 N Washington Avenue, Ketchum, ID 83340
- 343 Caldwell Blvd, Nampa, ID 83651
- 1002 Nw Bond St, Bend, OR 97703
- 1030 Nw Bond St, Bend, OR 97703
- 516 N Main Street, Unit C-1, Hailey, ID 83333
Are deposits at Idaho First Bank insured?
Yes. Idaho First Bank is an FDIC-insured bank (FDIC certificate #58095). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Idaho First Bank: frequently asked questions
Is Idaho First Bank a good bank?
Idaho First Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Profitable (ROA 0.65%).
Is Idaho First Bank FDIC-insured?
Yes. Idaho First Bank is a FDIC-insured bank (FDIC certificate #58095). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Idaho First Bank?
Idaho First Bank holds $1.4 billion in total assets, ranking 9th of 10 banks we track in Idaho. It operates 9 branches.
Does Idaho First Bank have CFPB complaints?
No CFPB complaints against Idaho First Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
