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Old Second National Bank

Aurora, IL · Est. 1887 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Old Second National Bank is a bank based in Aurora, Illinois, established in 1887, with $6.8 billion in total assets across 58 branches. By Trust Grade it ranks 88th of 328 banks we track in Illinois. Its capital ratio of 13.6% is stronger than 88% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against Old Second National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.8B
$1B–10B institution
Deposits
$5.6B
Branches
58
Capital ratio
13.6%
Top 12% of $1B–10B peers · Illinois median 10.3%
Return on assets
1.6%
Top 24% of $1B–10B peers · Illinois median 1.1%
Rank in Illinois
#88
of 328 banks

How Old Second National Bank compares to Illinois peers

Capital ratio
Top 12% of $1B–10B peers
Old Second
13.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $1B–10B peers
Old Second
1.6%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Old Second National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.6% capital ratio)
  • Strongly profitable (ROA 1.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Old Second National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (58)

  • 9443 S Ashland Ave, Chicago, IL 60620
  • 20201 S La Grange Rd, Frankfort, IL 60423
  • 701 Westmore Meyers Rd, Lombard, IL 60148
  • 200 John St, North Aurora, IL 60542
  • 2800 Finley Rd, Downers Grove, IL 60515
  • 8001 Cass Ave, Darien, IL 60561
  • 355 W Army Trail Rd, Bloomingdale, IL 60108
  • 1350 N Farnsworth Ave, Aurora, IL 60505
  • 1991 W Wilson St, Batavia, IL 60510
  • 1200 Douglas Rd, Oswego, IL 60543
  • 26 W Countryside Pkwy, Yorkville, IL 60560
  • 40w 422 Il-64, Wasco, IL 60183
  • 2 S York Rd, Bensenville, IL 60106
  • 37 S River St, Aurora, IL 60506
  • 1657 Bloomingdale Rd, Glendale Heights, IL 60139
  • 717 S Meyers Rd, Lombard, IL 60148
  • 17w754 22nd St, Oak Brook Terrace, IL 60181
  • 707 N Main St, Lombard, IL 60148
  • 1104 W Boughton Rd, Bolingbrook, IL 60440
  • 295 W Loop Rd, Wheaton, IL 60189
  • 2020 Feldott Ln, Naperville, IL 60540
  • 335 N Eola Rd, Aurora, IL 60504
  • 40 E Saint Charles Rd, Villa Park, IL 60181
  • 505 N Weber Rd, Romeoville, IL 60446
  • 1122 S Main St, Lombard, IL 60148
  • Il-59, Warrenville, IL 60555
  • 672 E Boughton Rd, Bolingbrook, IL 60440
  • 2000 W Galena Blvd, Aurora, IL 60506
  • 323 E Norris Dr, Ottawa, IL 61350
  • 401 N Gary Ave, Carol Stream, IL 60188
  • 1061 W Stearns Rd, Bartlett, IL 60103
  • 1380 W Army Trail Rd, Carol Stream, IL 60188
  • 315 S Randall Rd, St. Charles, IL 60174
  • 13323 S Baltimore Ave, Chicago, IL 60633
  • 601 E 162nd St, South Holland, IL 60473
  • 7101 W 127th St, Palos Heights, IL 60463
  • 1830 Douglas Rd, Montgaomery, IL 60538
  • 3000 E Main St, St Charles, IL 60174
  • 1230 N Orchard Rd, Aurora, IL 60506
  • 1870 Stearns Rd, South Elgin, IL 60177

Are deposits at Old Second National Bank insured?

Yes. Old Second National Bank is an FDIC-insured bank (FDIC certificate #3603). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Old Second National Bank: frequently asked questions

Is Old Second National Bank a good bank?

Old Second National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.61%).

Is Old Second National Bank FDIC-insured?

Yes. Old Second National Bank is a FDIC-insured bank (FDIC certificate #3603). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Old Second National Bank?

Old Second National Bank holds $6.8 billion in total assets, ranking 88th of 328 banks we track in Illinois. It operates 58 branches.

Does Old Second National Bank have CFPB complaints?

No CFPB complaints against Old Second National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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