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Country Trust Bank

Bloomington, IL · Est. 2000 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Country Trust Bank is a bank based in Bloomington, Illinois, established in 2000, with $40 million in total assets across 1 branch. By Trust Grade it ranks 87th of 328 banks we track in Illinois. Its capital ratio of 82.6% is stronger than 98% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 19.97% return on assets. No consumer complaints against Country Trust Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$40.3M
<$100M institution
Deposits
$791K
Branches
1
Capital ratio
82.6%
Top 2% of <$100M peers · Illinois median 10.3%
Return on assets
20.0%
Top 1% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#87
of 328 banks

How Country Trust Bank compares to Illinois peers

Capital ratio
Top 2% of <$100M peers
Country Trust
82.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
Country Trust
20.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Country Trust Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (82.6% capital ratio)
  • Strongly profitable (ROA 19.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Country Trust Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1711 General Electric Rd, Bloomington, IL 61704

Are deposits at Country Trust Bank insured?

Yes. Country Trust Bank is an FDIC-insured bank (FDIC certificate #35602). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Country Trust Bank: frequently asked questions

Is Country Trust Bank a good bank?

Country Trust Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (82.6% capital ratio); Strongly profitable (ROA 19.97%).

Is Country Trust Bank FDIC-insured?

Yes. Country Trust Bank is a FDIC-insured bank (FDIC certificate #35602). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Country Trust Bank?

Country Trust Bank holds $40 million in total assets, ranking 87th of 328 banks we track in Illinois. It operates 1 branch.

Does Country Trust Bank have CFPB complaints?

No CFPB complaints against Country Trust Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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