Midamerica National Bank is a bank based in Canton, Illinois, established in 1933, with $662 million in total assets across 6 branches. By Trust Grade it ranks 137th of 328 banks we track in Illinois. Its capital ratio of 10.1% trails most similarly sized banks (48th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Midamerica National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Midamerica National Bank compares to Illinois peers
How we graded Midamerica National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Profitable (ROA 0.87%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Midamerica National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 804 W Jackson St, Macomb, IL 61455
- 100 W Elm St, Canton, IL 61520
- 120 E Washington Ave, Lewistown, IL 61542
- 130 N Side Sq, Macomb, IL 61455
- 700 2nd St, Henry, IL 61537
- 228 E Main St, Cuba, IL 61427
Are deposits at Midamerica National Bank insured?
Yes. Midamerica National Bank is an FDIC-insured bank (FDIC certificate #3612). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Midamerica National Bank: frequently asked questions
Is Midamerica National Bank a good bank?
Midamerica National Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Profitable (ROA 0.87%).
Is Midamerica National Bank FDIC-insured?
Yes. Midamerica National Bank is a FDIC-insured bank (FDIC certificate #3612). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Midamerica National Bank?
Midamerica National Bank holds $662 million in total assets, ranking 137th of 328 banks we track in Illinois. It operates 6 branches.
Does Midamerica National Bank have CFPB complaints?
No CFPB complaints against Midamerica National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
