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Dewitt Savings Bank

Clinton, IL · Est. 1887 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Dewitt Savings Bank is a bank based in Clinton, Illinois, established in 1887, with $171 million in total assets across 2 branches. By Trust Grade it ranks 279th of 328 banks we track in Illinois. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Dewitt Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$171.2M
$100M–1B institution
Deposits
$155.9M
Branches
2
Capital ratio
8.3%
Bottom 19% of $100M–1B peers · Illinois median 10.3%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#279
of 328 banks

How Dewitt Savings Bank compares to Illinois peers

Capital ratio
Bottom 19% of $100M–1B peers
Dewitt Savings
8.3%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
Dewitt Savings
0.5%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Dewitt Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (8.3% capital ratio)
  • Profitable (ROA 0.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dewitt Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 130 N Main St, Moweaqua, IL 62550
  • 302 W Main St, Clinton, IL 61727

Are deposits at Dewitt Savings Bank insured?

Yes. Dewitt Savings Bank is an FDIC-insured bank (FDIC certificate #29535). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dewitt Savings Bank: frequently asked questions

Is Dewitt Savings Bank a good bank?

Dewitt Savings Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.48%).

Is Dewitt Savings Bank FDIC-insured?

Yes. Dewitt Savings Bank is a FDIC-insured bank (FDIC certificate #29535). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dewitt Savings Bank?

Dewitt Savings Bank holds $171 million in total assets, ranking 279th of 328 banks we track in Illinois. It operates 2 branches.

Does Dewitt Savings Bank have CFPB complaints?

No CFPB complaints against Dewitt Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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