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Iroquois Farmers State Bank

Iroquois, IL · Est. 1919 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Iroquois Farmers State Bank is a bank based in Iroquois, Illinois, established in 1919, with $168 million in total assets across 6 branches. By Trust Grade it ranks 223rd of 328 banks we track in Illinois. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.70% return on assets. No consumer complaints against Iroquois Farmers State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$167.5M
$100M–1B institution
Deposits
$151.7M
Branches
6
Capital ratio
8.8%
Bottom 26% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.7%
Top 22% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#223
of 328 banks

How Iroquois Farmers State Bank compares to Illinois peers

Capital ratio
Bottom 26% of $100M–1B peers
Iroquois Farmers
8.8%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $100M–1B peers
Iroquois Farmers
1.7%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Iroquois Farmers State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Iroquois Farmers State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 101 S Bank Street, Ashkum, IL 60911
  • 202 St. Charles Street, Beaverville, IL 60912
  • 110 E Crescent St, Gilman, IL 60938
  • 698 E Walnut St, Watseka, IL 60970
  • 140 East Grove Street, Sheldon, IL 60966
  • 111 W Lincoln Ave, Iroquois, IL 60945

Are deposits at Iroquois Farmers State Bank insured?

Yes. Iroquois Farmers State Bank is an FDIC-insured bank (FDIC certificate #11746). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Iroquois Farmers State Bank: frequently asked questions

Is Iroquois Farmers State Bank a good bank?

Iroquois Farmers State Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.70%).

Is Iroquois Farmers State Bank FDIC-insured?

Yes. Iroquois Farmers State Bank is a FDIC-insured bank (FDIC certificate #11746). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Iroquois Farmers State Bank?

Iroquois Farmers State Bank holds $168 million in total assets, ranking 223rd of 328 banks we track in Illinois. It operates 6 branches.

Does Iroquois Farmers State Bank have CFPB complaints?

No CFPB complaints against Iroquois Farmers State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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