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Du Quoin State Bank

Du Quoin, IL · Est. 1915 · Website ↗
57/ 100
Trust Grade
Below average
57 out of 100

Du Quoin State Bank is a bank based in Du Quoin, Illinois, established in 1915, with $143 million in total assets across 5 branches. By Trust Grade it ranks 324th of 328 banks we track in Illinois. Its capital ratio of 2.9% trails most similarly sized banks (0th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Du Quoin State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$143.2M
$100M–1B institution
Deposits
$133.1M
Branches
5
Capital ratio
2.9%
Bottom 0% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.0%
Bottom 36% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#324
of 328 banks

How Du Quoin State Bank compares to Illinois peers

Capital ratio
Bottom 0% of $100M–1B peers
Du Quoin
2.9%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
Du Quoin
1.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Du Quoin State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
57/100
Customer experience
n/a
Overall
57/100
  • Below the well-capitalized threshold (2.9%)
  • Profitable (ROA 0.97%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Du Quoin State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 15 E Main St, Du Quoin, IL 62832
  • 107 N Walnut St, Tamaroa, IL 62888
  • 102 N Chestnut St, De Soto, IL 62924
  • 201 S Park St, Sesser, IL 62884
  • 15 E Main St, Du Quoin, IL 62832

Are deposits at Du Quoin State Bank insured?

Yes. Du Quoin State Bank is an FDIC-insured bank (FDIC certificate #10804). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Du Quoin State Bank: frequently asked questions

Is Du Quoin State Bank a good bank?

Du Quoin State Bank earns a Bankzia Trust Grade of F (57/100, "Below average"), based on a financial-strength score of 57/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (2.9%); Profitable (ROA 0.97%).

Is Du Quoin State Bank FDIC-insured?

Yes. Du Quoin State Bank is a FDIC-insured bank (FDIC certificate #10804). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Du Quoin State Bank?

Du Quoin State Bank holds $143 million in total assets, ranking 324th of 328 banks we track in Illinois. It operates 5 branches.

Does Du Quoin State Bank have CFPB complaints?

No CFPB complaints against Du Quoin State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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