Peoplefirst Bank is a bank based in Joliet, Illinois, established in 2007, with $244 million in total assets across 2 branches. By Trust Grade it ranks 116th of 328 banks we track in Illinois. Its capital ratio of 12.6% is stronger than 78% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Peoplefirst Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoplefirst Bank compares to Illinois peers
How we graded Peoplefirst Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.6% capital ratio)
- Profitable (ROA 0.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoplefirst Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 3100 Theodore St, Joliet, IL 60435
- 1226 W Jefferson St, Shorewood, IL 60404
Are deposits at Peoplefirst Bank insured?
Yes. Peoplefirst Bank is an FDIC-insured bank (FDIC certificate #58597). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoplefirst Bank: frequently asked questions
Is Peoplefirst Bank a good bank?
Peoplefirst Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.99%).
Is Peoplefirst Bank FDIC-insured?
Yes. Peoplefirst Bank is a FDIC-insured bank (FDIC certificate #58597). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoplefirst Bank?
Peoplefirst Bank holds $244 million in total assets, ranking 116th of 328 banks we track in Illinois. It operates 2 branches.
Does Peoplefirst Bank have CFPB complaints?
No CFPB complaints against Peoplefirst Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
