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Warren-Boynton State Bank

New Berlin, IL · Est. 1877 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Warren-Boynton State Bank is a bank based in New Berlin, Illinois, established in 1877, with $238 million in total assets across 4 branches. By Trust Grade it ranks 26th of 328 banks we track in Illinois. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.54% return on assets. No consumer complaints against Warren-Boynton State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$237.6M
$100M–1B institution
Deposits
$203.6M
Branches
4
Capital ratio
11.0%
Top 37% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.5%
Top 30% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#26
of 328 banks

How Warren-Boynton State Bank compares to Illinois peers

Capital ratio
Top 37% of $100M–1B peers
Warren-Boynton State
11.0%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $100M–1B peers
Warren-Boynton State
1.5%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Warren-Boynton State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Warren-Boynton State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 332 North Main Street, Palmyra, IL 62674
  • 201 E State St, Modesto, IL 62667
  • 3030 Spring Mill Dr, Springfield, IL 62704
  • 702 W Illinois St, New Berlin, IL 62670

Are deposits at Warren-Boynton State Bank insured?

Yes. Warren-Boynton State Bank is an FDIC-insured bank (FDIC certificate #11674). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Warren-Boynton State Bank: frequently asked questions

Is Warren-Boynton State Bank a good bank?

Warren-Boynton State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.54%).

Is Warren-Boynton State Bank FDIC-insured?

Yes. Warren-Boynton State Bank is a FDIC-insured bank (FDIC certificate #11674). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Warren-Boynton State Bank?

Warren-Boynton State Bank holds $238 million in total assets, ranking 26th of 328 banks we track in Illinois. It operates 4 branches.

Does Warren-Boynton State Bank have CFPB complaints?

No CFPB complaints against Warren-Boynton State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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