Prairie Community Bank is a bank based in Marengo, Illinois, established in 1998, with $191 million in total assets across 5 branches. By Trust Grade it ranks 280th of 328 banks we track in Illinois. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Prairie Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Prairie Community Bank compares to Illinois peers
How we graded Prairie Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Profitable (ROA 0.67%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Prairie Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 18001 Jefferson Street, Union, IL 60180
- 800 W Grant Hwy, Marengo, IL 60152
- 800 W Grant Hwy, Marengo, IL 60152
- 1000 S Mclean Blvd, Elgin, IL 60123
- 233 Main St, Woodstock, IL 60098
Are deposits at Prairie Community Bank insured?
Yes. Prairie Community Bank is an FDIC-insured bank (FDIC certificate #34526). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Prairie Community Bank: frequently asked questions
Is Prairie Community Bank a good bank?
Prairie Community Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.67%).
Is Prairie Community Bank FDIC-insured?
Yes. Prairie Community Bank is a FDIC-insured bank (FDIC certificate #34526). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Prairie Community Bank?
Prairie Community Bank holds $191 million in total assets, ranking 280th of 328 banks we track in Illinois. It operates 5 branches.
Does Prairie Community Bank have CFPB complaints?
No CFPB complaints against Prairie Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
