Vermilion Valley Bank is a bank based in Piper City, Illinois, established in 1913, with $194 million in total assets across 4 branches. By Trust Grade it ranks 25th of 328 banks we track in Illinois. Its capital ratio of 15.7% is stronger than 92% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.75% return on assets. No consumer complaints against Vermilion Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Vermilion Valley Bank compares to Illinois peers
How we graded Vermilion Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.7% capital ratio)
- Strongly profitable (ROA 1.75%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Vermilion Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 111 W Hack St, Cullom, IL 60929
- 509 S 4th St, Chatsworth, IL 60921
- 4 E Peoria St, Piper City, IL 60959
- 136 E Green St, Roberts, IL 60962
Are deposits at Vermilion Valley Bank insured?
Yes. Vermilion Valley Bank is an FDIC-insured bank (FDIC certificate #11667). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Vermilion Valley Bank: frequently asked questions
Is Vermilion Valley Bank a good bank?
Vermilion Valley Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Strongly profitable (ROA 1.75%).
Is Vermilion Valley Bank FDIC-insured?
Yes. Vermilion Valley Bank is a FDIC-insured bank (FDIC certificate #11667). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Vermilion Valley Bank?
Vermilion Valley Bank holds $194 million in total assets, ranking 25th of 328 banks we track in Illinois. It operates 4 branches.
Does Vermilion Valley Bank have CFPB complaints?
No CFPB complaints against Vermilion Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
