Citizens State Bank Of Milford is a bank based in Milford, Illinois, established in 1907, with $58 million in total assets across 1 branch. By Trust Grade it ranks 297th of 328 banks we track in Illinois. Its capital ratio of 7.9% trails most similarly sized banks (9th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Citizens State Bank Of Milford appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens State Bank Of Milford compares to Illinois peers
How we graded Citizens State Bank Of Milford
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Profitable (ROA 0.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens State Bank Of Milford over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 36 E Jones St, Milford, IL 60953
Are deposits at Citizens State Bank Of Milford insured?
Yes. Citizens State Bank Of Milford is an FDIC-insured bank (FDIC certificate #931). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens State Bank Of Milford: frequently asked questions
Is Citizens State Bank Of Milford a good bank?
Citizens State Bank Of Milford earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.35%).
Is Citizens State Bank Of Milford FDIC-insured?
Yes. Citizens State Bank Of Milford is a FDIC-insured bank (FDIC certificate #931). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens State Bank Of Milford?
Citizens State Bank Of Milford holds $58 million in total assets, ranking 297th of 328 banks we track in Illinois. It operates 1 branch.
Does Citizens State Bank Of Milford have CFPB complaints?
No CFPB complaints against Citizens State Bank Of Milford appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
