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Farmers & Merchants Bank Of Hutsonville

Hutsonville, IL · Est. 1920
A
Trust Grade
Excellent
Score: 98/100

Farmers & Merchants Bank Of Hutsonville is a bank based in Hutsonville, Illinois, established in 1920, with $53 million in total assets across 1 branch. By Trust Grade it ranks 8th of 328 banks we track in Illinois. Its capital ratio of 17.9% is stronger than 82% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.96% return on assets. No consumer complaints against Farmers & Merchants Bank Of Hutsonville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$53.1M
<$100M institution
Deposits
$43.5M
Branches
1
Capital ratio
17.9%
Top 18% of <$100M peers · Illinois median 10.3%
Return on assets
2.0%
Top 11% of <$100M peers · Illinois median 1.1%
Rank in Illinois
#8
of 328 banks

How Farmers & Merchants Bank Of Hutsonville compares to Illinois peers

Capital ratio
Top 18% of <$100M peers
Farmers &
17.9%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of <$100M peers
Farmers &
2.0%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Farmers & Merchants Bank Of Hutsonville

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.9% capital ratio)
  • Strongly profitable (ROA 1.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers & Merchants Bank Of Hutsonville over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 108 S Main St, Hutsonville, IL 62433

Are deposits at Farmers & Merchants Bank Of Hutsonville insured?

Yes. Farmers & Merchants Bank Of Hutsonville is an FDIC-insured bank (FDIC certificate #10469). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers & Merchants Bank Of Hutsonville: frequently asked questions

Is Farmers & Merchants Bank Of Hutsonville a good bank?

Farmers & Merchants Bank Of Hutsonville earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Strongly profitable (ROA 1.96%).

Is Farmers & Merchants Bank Of Hutsonville FDIC-insured?

Yes. Farmers & Merchants Bank Of Hutsonville is a FDIC-insured bank (FDIC certificate #10469). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers & Merchants Bank Of Hutsonville?

Farmers & Merchants Bank Of Hutsonville holds $53 million in total assets, ranking 8th of 328 banks we track in Illinois. It operates 1 branch.

Does Farmers & Merchants Bank Of Hutsonville have CFPB complaints?

No CFPB complaints against Farmers & Merchants Bank Of Hutsonville appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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