Community First Bank Of The Heartland is a bank based in Mount Vernon, Illinois, established in 1906, with $270 million in total assets across 4 branches. By Trust Grade it ranks 106th of 328 banks we track in Illinois. Its capital ratio of 10.1% is stronger than 50% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 2.21% return on assets. No consumer complaints against Community First Bank Of The Heartland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community First Bank Of The Heartland compares to Illinois peers
How we graded Community First Bank Of The Heartland
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 2.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community First Bank Of The Heartland over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 300 S Central St, Woodlawn, IL 62898
- 117 N 10th St, Mount Vernon, IL 62864
- 900 S 42nd St, Mount Vernon, IL 62864
- 312 N Main St, Dix, IL 62830
Are deposits at Community First Bank Of The Heartland insured?
Yes. Community First Bank Of The Heartland is an FDIC-insured bank (FDIC certificate #3846). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community First Bank Of The Heartland: frequently asked questions
Is Community First Bank Of The Heartland a good bank?
Community First Bank Of The Heartland earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 2.21%).
Is Community First Bank Of The Heartland FDIC-insured?
Yes. Community First Bank Of The Heartland is a FDIC-insured bank (FDIC certificate #3846). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Community First Bank Of The Heartland?
Community First Bank Of The Heartland holds $270 million in total assets, ranking 106th of 328 banks we track in Illinois. It operates 4 branches.
Does Community First Bank Of The Heartland have CFPB complaints?
No CFPB complaints against Community First Bank Of The Heartland appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
