Peoples National Bank , N.A. is a bank based in Mount Vernon, Illinois, established in 1909, with $2.0 billion in total assets across 25 branches. By Trust Grade it ranks 218th of 328 banks we track in Illinois. Its capital ratio of 8.9% trails most similarly sized banks (21th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against Peoples National Bank , N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples National Bank , N.A. compares to Illinois peers
How we graded Peoples National Bank , N.A.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Strongly profitable (ROA 1.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples National Bank , N.A. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (25)
- 201 West Main Street, Dahlgren, IL 62828
- 1001 W Delaware St, Fairfield, IL 62837
- 202 E Randolph St, Mcleansboro, IL 62859
- 413 S 34th St, Mount Vernon, IL 62864
- 445 N Commercial St, Harrisburg, IL 62946
- 102 Cross Creek Blvd, Salem, IL 62881
- 520 S 42nd St, Mount Vernon, IL 62864
- 400 E Broadway, Centralia, IL 62801
- 2803 17th St, Marion, IL 62959
- 122 S Washington St, Mcleansboro, IL 62859
- 511 S Main St, Harrisburg, IL 62946
- 208 Public Sq, Benton, IL 62812
- 8021 Forsyth Blvd, Clayton, MO 63105
- 522 Main St, Mount Vernon, IL 62864
- 908 E Deyoung St, Marion, IL 62959
- 180 Commerce St, Carmi, IL 62821
- 3280 Hampton Ave, Saint Louis, MO 63139
- 901 W Broadway, Centralia, IL 62801
- 301 E Main St, West Frankfort, IL 62896
- 2 S Park Ave, Herrin, IL 62948
- 1015 Us Route 45 North, Eldorado, IL 62930
- 14323 South Outer 40 Rd Ste 100, Town And Country, MO 63017
- 6247 Brookside Blvd, Kansas City, MO 64113
- 301 N Lincoln Blvd W, Shawneetown, IL 62984
- 301 N. Lincoln Blvd W., Shawneetown, IL 62984
Are deposits at Peoples National Bank , N.A. insured?
Yes. Peoples National Bank , N.A. is an FDIC-insured bank (FDIC certificate #3809). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples National Bank , N.A.: frequently asked questions
Is Peoples National Bank , N.A. a good bank?
Peoples National Bank , N.A. earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.65%).
Is Peoples National Bank , N.A. FDIC-insured?
Yes. Peoples National Bank , N.A. is a FDIC-insured bank (FDIC certificate #3809). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoples National Bank , N.A.?
Peoples National Bank , N.A. holds $2.0 billion in total assets, ranking 218th of 328 banks we track in Illinois. It operates 25 branches.
Does Peoples National Bank , N.A. have CFPB complaints?
No CFPB complaints against Peoples National Bank , N.A. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
