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The Peoples State Bank Of Newton, Illinois

Newton, IL · Est. 1875 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The Peoples State Bank Of Newton, Illinois is a bank based in Newton, Illinois, established in 1875, with $729 million in total assets across 9 branches. By Trust Grade it ranks 147th of 328 banks we track in Illinois. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.49% return on assets. No consumer complaints against The Peoples State Bank Of Newton, Illinois appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$728.5M
$100M–1B institution
Deposits
$575.0M
Branches
9
Capital ratio
9.6%
Bottom 40% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.5%
Top 33% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#147
of 328 banks

How The Peoples State Bank Of Newton, Illinois compares to Illinois peers

Capital ratio
Bottom 40% of $100M–1B peers
The Peoples
9.6%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of $100M–1B peers
The Peoples
1.5%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Peoples State Bank Of Newton, Illinois

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Peoples State Bank Of Newton, Illinois over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 620 Main St, St. Francisville, IL 62460
  • 204 S Van Buren St, Newton, IL 62448
  • 201 N Main St, Bridgeport, IL 62417
  • 1310 W Main St, Salem, IL 62881
  • 2388 State Route 250, Sumner, IL 62466
  • 1805 State St, Lawrenceville, IL 62439
  • 200 W Main St, Greenville, IL 62246
  • 200 Mattes Ave, Vandalia, IL 62471
  • 104 W Washington St, Newton, IL 62448

Are deposits at The Peoples State Bank Of Newton, Illinois insured?

Yes. The Peoples State Bank Of Newton, Illinois is an FDIC-insured bank (FDIC certificate #11722). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Peoples State Bank Of Newton, Illinois: frequently asked questions

Is The Peoples State Bank Of Newton, Illinois a good bank?

The Peoples State Bank Of Newton, Illinois earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.49%).

Is The Peoples State Bank Of Newton, Illinois FDIC-insured?

Yes. The Peoples State Bank Of Newton, Illinois is a FDIC-insured bank (FDIC certificate #11722). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Peoples State Bank Of Newton, Illinois?

The Peoples State Bank Of Newton, Illinois holds $729 million in total assets, ranking 147th of 328 banks we track in Illinois. It operates 9 branches.

Does The Peoples State Bank Of Newton, Illinois have CFPB complaints?

No CFPB complaints against The Peoples State Bank Of Newton, Illinois appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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