Cornerstone National Bank & Trust Company is a bank based in Palatine, Illinois, established in 2000, with $1.0 billion in total assets across 5 branches. By Trust Grade it ranks 141st of 328 banks we track in Illinois. Its capital ratio of 9.9% trails most similarly sized banks (42th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Cornerstone National Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cornerstone National Bank & Trust Company compares to Illinois peers
How we graded Cornerstone National Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cornerstone National Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1 W Northwest Hwy, Palatine, IL 60067
- 1185 S Il Route 31, Crystal Lake, IL 60014
- 21805 W Field Pkwy, Deer Park, IL 60010
- 1804 N Naper Blvd, Naperville, IL 60563
- 650 E Algonquin Rd, Schaumburg, IL 60173
Are deposits at Cornerstone National Bank & Trust Company insured?
Yes. Cornerstone National Bank & Trust Company is an FDIC-insured bank (FDIC certificate #57061). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cornerstone National Bank & Trust Company: frequently asked questions
Is Cornerstone National Bank & Trust Company a good bank?
Cornerstone National Bank & Trust Company earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.01%).
Is Cornerstone National Bank & Trust Company FDIC-insured?
Yes. Cornerstone National Bank & Trust Company is a FDIC-insured bank (FDIC certificate #57061). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cornerstone National Bank & Trust Company?
Cornerstone National Bank & Trust Company holds $1.0 billion in total assets, ranking 141st of 328 banks we track in Illinois. It operates 5 branches.
Does Cornerstone National Bank & Trust Company have CFPB complaints?
No CFPB complaints against Cornerstone National Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
