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State Bank Of Toulon

Toulon, IL · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

State Bank Of Toulon is a bank based in Toulon, Illinois, established in 1903, with $333 million in total assets across 3 branches. By Trust Grade it ranks 128th of 328 banks we track in Illinois. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against State Bank Of Toulon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$332.9M
$100M–1B institution
Deposits
$288.5M
Branches
3
Capital ratio
9.9%
Bottom 46% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.4%
Top 41% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#128
of 328 banks

How State Bank Of Toulon compares to Illinois peers

Capital ratio
Bottom 46% of $100M–1B peers
State Bank
9.9%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
State Bank
1.4%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded State Bank Of Toulon

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank Of Toulon over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 635 Tenney St, Kewanee, IL 61443
  • 210 Sw 2nd Ave, Galva, IL 61434
  • 102 W Main St, Toulon, IL 61483

Are deposits at State Bank Of Toulon insured?

Yes. State Bank Of Toulon is an FDIC-insured bank (FDIC certificate #12386). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank Of Toulon: frequently asked questions

Is State Bank Of Toulon a good bank?

State Bank Of Toulon earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.36%).

Is State Bank Of Toulon FDIC-insured?

Yes. State Bank Of Toulon is a FDIC-insured bank (FDIC certificate #12386). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank Of Toulon?

State Bank Of Toulon holds $333 million in total assets, ranking 128th of 328 banks we track in Illinois. It operates 3 branches.

Does State Bank Of Toulon have CFPB complaints?

No CFPB complaints against State Bank Of Toulon appear in our data over the analysis window, which is typical for a bank of this size.

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The Harvard State Bank
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The Havana National Bank
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State Bank Of Graymont
bank · Graymont, IL · $323M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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