State Bank Of Graymont is a bank based in Graymont, Illinois, established in 1913, with $323 million in total assets across 5 branches. By Trust Grade it ranks 123rd of 328 banks we track in Illinois. Its capital ratio of 11.4% is stronger than 67% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against State Bank Of Graymont appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Bank Of Graymont compares to Illinois peers
How we graded State Bank Of Graymont
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Profitable (ROA 0.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State Bank Of Graymont over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 314 Crittenden St, Chenoa, IL 61726
- 1100 W Howard St, Pontiac, IL 61764
- 901 E Howard St, Pontiac, IL 61764
- 204 Main St, Graymont, IL 61743
- 59 North St, Saunemin, IL 61769
Are deposits at State Bank Of Graymont insured?
Yes. State Bank Of Graymont is an FDIC-insured bank (FDIC certificate #10434). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Bank Of Graymont: frequently asked questions
Is State Bank Of Graymont a good bank?
State Bank Of Graymont earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.95%).
Is State Bank Of Graymont FDIC-insured?
Yes. State Bank Of Graymont is a FDIC-insured bank (FDIC certificate #10434). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State Bank Of Graymont?
State Bank Of Graymont holds $323 million in total assets, ranking 123rd of 328 banks we track in Illinois. It operates 5 branches.
Does State Bank Of Graymont have CFPB complaints?
No CFPB complaints against State Bank Of Graymont appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
