Grand Ridge National Bank is a bank based in Wheaton, Illinois, established in 1903, with $427 million in total assets across 2 branches. By Trust Grade it ranks 90th of 328 banks we track in Illinois. Its capital ratio of 13.7% is stronger than 84% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Grand Ridge National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Grand Ridge National Bank compares to Illinois peers
How we graded Grand Ridge National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.7% capital ratio)
- Strongly profitable (ROA 1.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Grand Ridge National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 500 S County Farm Rd, Wheaton, IL 60187
- 105 W Main St, Grand Ridge, IL 61325
Are deposits at Grand Ridge National Bank insured?
Yes. Grand Ridge National Bank is an FDIC-insured bank (FDIC certificate #3674). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Grand Ridge National Bank: frequently asked questions
Is Grand Ridge National Bank a good bank?
Grand Ridge National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Strongly profitable (ROA 1.63%).
Is Grand Ridge National Bank FDIC-insured?
Yes. Grand Ridge National Bank is a FDIC-insured bank (FDIC certificate #3674). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Grand Ridge National Bank?
Grand Ridge National Bank holds $427 million in total assets, ranking 90th of 328 banks we track in Illinois. It operates 2 branches.
Does Grand Ridge National Bank have CFPB complaints?
No CFPB complaints against Grand Ridge National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
