Wheaton Bank & Trust, National Association is a bank based in Wheaton, Illinois, established in 1993, with $4.5 billion in total assets across 8 branches. By Trust Grade it ranks 162nd of 328 banks we track in Illinois. Its capital ratio of 9.4% trails most similarly sized banks (33th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Wheaton Bank & Trust, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wheaton Bank & Trust, National Association compares to Illinois peers
How we graded Wheaton Bank & Trust, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Strongly profitable (ROA 1.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wheaton Bank & Trust, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 555 Fort Hill Dr, Naperville, IL 60540
- 370 S County Farm Rd, Wheaton, IL 60187
- 100 N Wheaton Ave, Wheaton, IL 60187
- 1205 S Naper Blvd, Naperville, IL 60540
- 5 South Washington St., Naperville, IL 60540
- 357 Roosevelt Rd, Glen Ellyn, IL 60137
- 198 S Bolingbrook Dr, Bolingbrook, IL 60440
- 1145 S Main St, Lombard, IL 60148
Are deposits at Wheaton Bank & Trust, National Association insured?
Yes. Wheaton Bank & Trust, National Association is an FDIC-insured bank (FDIC certificate #33803). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wheaton Bank & Trust, National Association: frequently asked questions
Is Wheaton Bank & Trust, National Association a good bank?
Wheaton Bank & Trust, National Association earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.56%).
Is Wheaton Bank & Trust, National Association FDIC-insured?
Yes. Wheaton Bank & Trust, National Association is a FDIC-insured bank (FDIC certificate #33803). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Wheaton Bank & Trust, National Association?
Wheaton Bank & Trust, National Association holds $4.5 billion in total assets, ranking 162nd of 328 banks we track in Illinois. It operates 8 branches.
Does Wheaton Bank & Trust, National Association have CFPB complaints?
No CFPB complaints against Wheaton Bank & Trust, National Association appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
