Farmers And Mechanics Federal Savings Bank is a bank based in Bloomfield, Indiana, established in 1892, with $116 million in total assets across 4 branches. By Trust Grade it ranks 88th of 89 banks we track in Indiana. Its capital ratio of 4.5% trails most similarly sized banks (1th percentile), versus a Indiana median of 9.6%. It posted a loss over the most recent period (-0.19% return on assets), a point to watch. No consumer complaints against Farmers And Mechanics Federal Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers And Mechanics Federal Savings Bank compares to Indiana peers
How we graded Farmers And Mechanics Federal Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (4.5%)
- Unprofitable over the period (ROA -0.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers And Mechanics Federal Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 3535 W 3rd St, Bloomington, IN 47404
- 225 E Main St, Bloomfield, IN 47424
- 1224 N State Road 45, Bloomfield, IN 47424
- 260 E Main St, Jasonville, IN 47438
Are deposits at Farmers And Mechanics Federal Savings Bank insured?
Yes. Farmers And Mechanics Federal Savings Bank is an FDIC-insured bank (FDIC certificate #28478). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers And Mechanics Federal Savings Bank: frequently asked questions
Is Farmers And Mechanics Federal Savings Bank a good bank?
Farmers And Mechanics Federal Savings Bank earns a Bankzia Trust Grade of D (65/100, "Below average"), based on a financial-strength score of 65/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.5%); Unprofitable over the period (ROA -0.19%).
Is Farmers And Mechanics Federal Savings Bank FDIC-insured?
Yes. Farmers And Mechanics Federal Savings Bank is a FDIC-insured bank (FDIC certificate #28478). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers And Mechanics Federal Savings Bank?
Farmers And Mechanics Federal Savings Bank holds $116 million in total assets, ranking 88th of 89 banks we track in Indiana. It operates 4 branches.
Does Farmers And Mechanics Federal Savings Bank have CFPB complaints?
No CFPB complaints against Farmers And Mechanics Federal Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
