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The Peoples Bank

Brownstown, IN · Est. 1934 · Website ↗
88/ 100
Trust Grade
Strong
88 out of 100

The Peoples Bank is a bank based in Brownstown, Indiana, established in 1934, with $326 million in total assets across 4 branches. By Trust Grade it ranks 77th of 89 banks we track in Indiana. Its capital ratio of 7.2% trails most similarly sized banks (8th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against The Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$325.6M
$100M–1B institution
Deposits
$300.9M
Branches
4
Capital ratio
7.2%
Bottom 8% of $100M–1B peers · Indiana median 9.6%
Return on assets
1.2%
Top 49% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#77
of 89 banks

How The Peoples Bank compares to Indiana peers

Capital ratio
Bottom 8% of $100M–1B peers
The Peoples
7.2%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
The Peoples
1.2%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Peoples Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
88/100
  • Well-capitalized (7.2% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for The Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 300 N Armstrong St, Crothersville, IN 47229
  • 302 S Airport Rd, Seymour, IN 47274
  • 1425 E Tipton St, Seymour, IN 47274
  • 100 N Main St, Brownstown, IN 47220

Are deposits at The Peoples Bank insured?

Yes. The Peoples Bank is an FDIC-insured bank (FDIC certificate #5779). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Peoples Bank: frequently asked questions

Is The Peoples Bank a good bank?

The Peoples Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Strongly profitable (ROA 1.22%).

Is The Peoples Bank FDIC-insured?

Yes. The Peoples Bank is a FDIC-insured bank (FDIC certificate #5779). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Peoples Bank?

The Peoples Bank holds $326 million in total assets, ranking 77th of 89 banks we track in Indiana. It operates 4 branches.

Does The Peoples Bank have CFPB complaints?

No CFPB complaints against The Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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