Bath State Bank is a bank based in Bath, Indiana, established in 1923, with $333 million in total assets across 3 branches. By Trust Grade it ranks 85th of 89 banks we track in Indiana. Its capital ratio of 5.3% trails most similarly sized banks (1th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Bath State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bath State Bank compares to Indiana peers
How we graded Bath State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.3% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bath State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 3828 Us Highway 27 N, West College Corner, IN 47003
- 3095 Bath Road, Bath, IN 47010
- 110 N Main St, Liberty, IN 47353
Are deposits at Bath State Bank insured?
Yes. Bath State Bank is an FDIC-insured bank (FDIC certificate #8035). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bath State Bank: frequently asked questions
Is Bath State Bank a good bank?
Bath State Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (5.3% capital ratio); Profitable (ROA 0.98%).
Is Bath State Bank FDIC-insured?
Yes. Bath State Bank is a FDIC-insured bank (FDIC certificate #8035). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bath State Bank?
Bath State Bank holds $333 million in total assets, ranking 85th of 89 banks we track in Indiana. It operates 3 branches.
Does Bath State Bank have CFPB complaints?
No CFPB complaints against Bath State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
