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First Federal Savings Bank

Huntington, IN · Est. 1932 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

First Federal Savings Bank is a bank based in Huntington, Indiana, established in 1932, with $557 million in total assets across 9 branches. By Trust Grade it ranks 38th of 89 banks we track in Indiana. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against First Federal Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$557.5M
$100M–1B institution
Deposits
$460.4M
Branches
9
Capital ratio
9.6%
Bottom 41% of $100M–1B peers · Indiana median 9.6%
Return on assets
1.2%
Bottom 48% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#38
of 89 banks

How First Federal Savings Bank compares to Indiana peers

Capital ratio
Bottom 41% of $100M–1B peers
First Federal
9.6%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of $100M–1B peers
First Federal
1.2%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Federal Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.17%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Federal Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 1240 S Jefferson St, Huntington, IN 46750
  • 100 Frontage Rd, Huntington, IN 46750
  • 648 N Jefferson St, Huntington, IN 46750
  • 402 E Center St, Warsaw, IN 46580
  • 5317 S Bend Dr, Fort Wayne, IN 46804
  • 10316 Maysville Rd, Fort Wayne, IN 46835
  • 445 W 250 N, Warsaw, IN 46582
  • 14009 Illinois Road, Fort Wayne, IN 46814
  • 339 E 1st St, Roanoke, IN 46783

Are deposits at First Federal Savings Bank insured?

Yes. First Federal Savings Bank is an FDIC-insured bank (FDIC certificate #29690). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Federal Savings Bank: frequently asked questions

Is First Federal Savings Bank a good bank?

First Federal Savings Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.17%).

Is First Federal Savings Bank FDIC-insured?

Yes. First Federal Savings Bank is a FDIC-insured bank (FDIC certificate #29690). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Federal Savings Bank?

First Federal Savings Bank holds $557 million in total assets, ranking 38th of 89 banks we track in Indiana. It operates 9 branches.

Does First Federal Savings Bank have CFPB complaints?

No CFPB complaints against First Federal Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Crossroads Bank
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Demotte State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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