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The Friendship State Bank

Friendship, IN · Est. 1912 · Website ↗
B
Trust Grade
Strong
Score: 88/100

The Friendship State Bank is a bank based in Friendship, Indiana, established in 1912, with $560 million in total assets across 9 branches. By Trust Grade it ranks 71st of 89 banks we track in Indiana. Its capital ratio of 7.2% trails most similarly sized banks (8th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against The Friendship State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$559.8M
$100M–1B institution
Deposits
$480.6M
Branches
9
Capital ratio
7.2%
Bottom 8% of $100M–1B peers · Indiana median 9.6%
Return on assets
1.0%
Bottom 41% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#71
of 89 banks

How The Friendship State Bank compares to Indiana peers

Capital ratio
Bottom 8% of $100M–1B peers
The Friendship
7.2%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
The Friendship
1.0%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Friendship State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.2% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Friendship State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 12933 Lenover St, Dillsboro, IN 47018
  • 401 Main St, Rising Sun, IN 47040
  • 430 West U.S. 50, Versailles, IN 47042
  • 221 W Main St, Vevay, IN 47043
  • 1362 State Road 46 E, Batesville, IN 47006
  • 112 Lighthouse Drive, Lawrenceburg, IN 47025
  • 201 Demaree Dr, Madison, IN 47250
  • 24571 Stateline Rd, Lawrenceburg, IN 47025
  • 5908 E Main Street, Friendship, IN 47021

Are deposits at The Friendship State Bank insured?

Yes. The Friendship State Bank is an FDIC-insured bank (FDIC certificate #13130). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Friendship State Bank: frequently asked questions

Is The Friendship State Bank a good bank?

The Friendship State Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Strongly profitable (ROA 1.05%).

Is The Friendship State Bank FDIC-insured?

Yes. The Friendship State Bank is a FDIC-insured bank (FDIC certificate #13130). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Friendship State Bank?

The Friendship State Bank holds $560 million in total assets, ranking 71st of 89 banks we track in Indiana. It operates 9 branches.

Does The Friendship State Bank have CFPB complaints?

No CFPB complaints against The Friendship State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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