First State Bank Of Middlebury is a bank based in Middlebury, Indiana, established in 1910, with $812 million in total assets across 6 branches. By Trust Grade it ranks 26th of 89 banks we track in Indiana. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against First State Bank Of Middlebury appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Of Middlebury compares to Indiana peers
How we graded First State Bank Of Middlebury
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Strongly profitable (ROA 1.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Of Middlebury over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 201 N Main St, Goshen, IN 46526
- 1820 Greencroft Blvd, Goshen, IN 46526
- 1515 Cobblestone Boulevlard, Elkhart, IN 46516
- 200 Nibco Pkwy, Elkhart, IN 46516
- 111 South Main Street, Middlebury, IN 46540
- 1015 S Bend Ave, South Bend, IN 46617
Are deposits at First State Bank Of Middlebury insured?
Yes. First State Bank Of Middlebury is an FDIC-insured bank (FDIC certificate #8745). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Of Middlebury: frequently asked questions
Is First State Bank Of Middlebury a good bank?
First State Bank Of Middlebury earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.56%).
Is First State Bank Of Middlebury FDIC-insured?
Yes. First State Bank Of Middlebury is a FDIC-insured bank (FDIC certificate #8745). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Of Middlebury?
First State Bank Of Middlebury holds $812 million in total assets, ranking 26th of 89 banks we track in Indiana. It operates 6 branches.
Does First State Bank Of Middlebury have CFPB complaints?
No CFPB complaints against First State Bank Of Middlebury appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
