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Fcn Bank, National Association

Brookville, IN · Est. 1900 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Fcn Bank, National Association is a bank based in Brookville, Indiana, established in 1900, with $798 million in total assets across 6 branches. By Trust Grade it ranks 70th of 89 banks we track in Indiana. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Fcn Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$797.6M
$100M–1B institution
Deposits
$696.8M
Branches
6
Capital ratio
7.6%
Bottom 11% of $100M–1B peers · Indiana median 9.6%
Return on assets
1.0%
Bottom 36% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#70
of 89 banks

How Fcn Bank, National Association compares to Indiana peers

Capital ratio
Bottom 11% of $100M–1B peers
Fcn Bank,
7.6%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
Fcn Bank,
1.0%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Fcn Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (7.6% capital ratio)
  • Profitable (ROA 0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fcn Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 1060 State Road 229, Batesville, IN 47006
  • 501 Main St, Brookville, IN 47012
  • 226 N Meridian St, Sunman, IN 47041
  • 595 W Eads Pkwy, Lawrenceburg, IN 47025
  • 590 Ring Rd, Harrison, OH 45030
  • 105 W 3rd St, Connersville, IN 47331

Are deposits at Fcn Bank, National Association insured?

Yes. Fcn Bank, National Association is an FDIC-insured bank (FDIC certificate #4319). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fcn Bank, National Association: frequently asked questions

Is Fcn Bank, National Association a good bank?

Fcn Bank, National Association earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Profitable (ROA 0.97%).

Is Fcn Bank, National Association FDIC-insured?

Yes. Fcn Bank, National Association is a FDIC-insured bank (FDIC certificate #4319). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fcn Bank, National Association?

Fcn Bank, National Association holds $798 million in total assets, ranking 70th of 89 banks we track in Indiana. It operates 6 branches.

Does Fcn Bank, National Association have CFPB complaints?

No CFPB complaints against Fcn Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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