First Bank Richmond is a bank based in Richmond, Indiana, established in 1887, with $1.5 billion in total assets across 14 branches. By Trust Grade it ranks 53rd of 89 banks we track in Indiana. Its capital ratio of 8.9% trails most similarly sized banks (20th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against First Bank Richmond appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Bank Richmond compares to Indiana peers
How we graded First Bank Richmond
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Bank Richmond over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 200 W Main St, Cambridge City, IN 47327
- 119 E Main St, Centerville, IN 47330
- 3403 E Main St, Richmond, IN 47374
- 1835 Marketplace Blvd, Shelbyville, IN 46176
- 601 S A St, Richmond, IN 47374
- 138 N Sunset Dr, Piqua, OH 45356
- 20 N 9th St, Richmond, IN 47374
- 2499 Chester Blvd, Richmond, IN 47374
- 121 S Ohio Ave, Sidney, OH 45365
- 2929 National Rd W, Richmond, IN 47374
- 1867 W Main St, Troy, OH 45373
- 2601 Michigan St, Sidney, OH 45365
- 126 W High St, Piqua, OH 45356
- 861 Yard St, Columbus, OH 43212
Are deposits at First Bank Richmond insured?
Yes. First Bank Richmond is an FDIC-insured bank (FDIC certificate #28533). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Bank Richmond: frequently asked questions
Is First Bank Richmond a good bank?
First Bank Richmond earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.77%).
Is First Bank Richmond FDIC-insured?
Yes. First Bank Richmond is a FDIC-insured bank (FDIC certificate #28533). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Bank Richmond?
First Bank Richmond holds $1.5 billion in total assets, ranking 53rd of 89 banks we track in Indiana. It operates 14 branches.
Does First Bank Richmond have CFPB complaints?
No CFPB complaints against First Bank Richmond appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
