Wayne Bank And Trust Co. is a bank based in Richmond, Indiana, established in 1882, with $259 million in total assets across 4 branches. By Trust Grade it ranks 63rd of 89 banks we track in Indiana. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Wayne Bank And Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wayne Bank And Trust Co. compares to Indiana peers
How we graded Wayne Bank And Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.7% capital ratio)
- Strongly profitable (ROA 1.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wayne Bank And Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 500 S A St, Richmond, IN 47374
- 101 Garwood Road, Richmond, IN 47374
- 145 West Main Street, Cambridge City, IN 47327
- 629 E Main St, Hagerstown, IN 47346
Are deposits at Wayne Bank And Trust Co. insured?
Yes. Wayne Bank And Trust Co. is an FDIC-insured bank (FDIC certificate #1849). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wayne Bank And Trust Co.: frequently asked questions
Is Wayne Bank And Trust Co. a good bank?
Wayne Bank And Trust Co. earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Strongly profitable (ROA 1.16%).
Is Wayne Bank And Trust Co. FDIC-insured?
Yes. Wayne Bank And Trust Co. is a FDIC-insured bank (FDIC certificate #1849). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Wayne Bank And Trust Co.?
Wayne Bank And Trust Co. holds $259 million in total assets, ranking 63rd of 89 banks we track in Indiana. It operates 4 branches.
Does Wayne Bank And Trust Co. have CFPB complaints?
No CFPB complaints against Wayne Bank And Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
