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Rolling Hills Bank & Trust

Atlantic, IA · Est. 1876 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Rolling Hills Bank & Trust is a bank based in Atlantic, Iowa, established in 1876, with $482 million in total assets across 12 branches. By Trust Grade it ranks 38th of 226 banks we track in Iowa. Its capital ratio of 12.8% is stronger than 79% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Rolling Hills Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$482.1M
$100M–1B institution
Deposits
$415.3M
Branches
12
Capital ratio
12.8%
Top 21% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.4%
Top 38% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#38
of 226 banks

How Rolling Hills Bank & Trust compares to Iowa peers

Capital ratio
Top 21% of $100M–1B peers
Rolling Hills
12.8%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $100M–1B peers
Rolling Hills
1.4%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Rolling Hills Bank & Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.8% capital ratio)
  • Strongly profitable (ROA 1.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rolling Hills Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 615 S Division St, Stuart, IA 50250
  • 214 Main St, Rippey, IA 50235
  • 229 10th St, Worthington, MN 56187
  • 701 Main St, Anita, IA 50020
  • 101 E Logan St, Casey, IA 50048
  • 224 10th St, Brewster, MN 56119
  • 418 S Commercial St, Carson, IA 51525
  • 502 Broad St, Adair, IA 50002
  • 1404 16th St, Wheatland, WY 82201
  • 600 Main St, Griswold, IA 51535
  • 300 Antique City Dr, Walnut, IA 51577
  • 1307 E 7th St, Atlantic, IA 50022

Are deposits at Rolling Hills Bank & Trust insured?

Yes. Rolling Hills Bank & Trust is an FDIC-insured bank (FDIC certificate #15334). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rolling Hills Bank & Trust: frequently asked questions

Is Rolling Hills Bank & Trust a good bank?

Rolling Hills Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.40%).

Is Rolling Hills Bank & Trust FDIC-insured?

Yes. Rolling Hills Bank & Trust is a FDIC-insured bank (FDIC certificate #15334). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Rolling Hills Bank & Trust?

Rolling Hills Bank & Trust holds $482 million in total assets, ranking 38th of 226 banks we track in Iowa. It operates 12 branches.

Does Rolling Hills Bank & Trust have CFPB complaints?

No CFPB complaints against Rolling Hills Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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