Ohnward Bank & Trust is a bank based in Cascade, Iowa, established in 1903, with $489 million in total assets across 6 branches. By Trust Grade it ranks 1st of 226 banks we track in Iowa. Its capital ratio of 12.1% is stronger than 74% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Ohnward Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ohnward Bank & Trust compares to Iowa peers
How we graded Ohnward Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.1% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ohnward Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 307 S Main St, Monticello, IA 52310
- 4726 50th Ave, Baldwin, IA 52207
- 665 Marion Blvd, Marion, IA 52302
- 1211 Edgewood Rd Sw, Cedar Rapids, IA 52404
- 401 E Main St, Central City, IA 52214
- 332 1st Ave W, Cascade, IA 52033
Are deposits at Ohnward Bank & Trust insured?
Yes. Ohnward Bank & Trust is an FDIC-insured bank (FDIC certificate #10111). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ohnward Bank & Trust: frequently asked questions
Is Ohnward Bank & Trust a good bank?
Ohnward Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Strongly profitable (ROA 1.37%).
Is Ohnward Bank & Trust FDIC-insured?
Yes. Ohnward Bank & Trust is a FDIC-insured bank (FDIC certificate #10111). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ohnward Bank & Trust?
Ohnward Bank & Trust holds $489 million in total assets, ranking 1st of 226 banks we track in Iowa. It operates 6 branches.
Does Ohnward Bank & Trust have CFPB complaints?
No CFPB complaints against Ohnward Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
