Availa Bank is a bank based in Carroll, Iowa, established in 1870, with $1.7 billion in total assets across 15 branches. By Trust Grade it ranks 171st of 226 banks we track in Iowa. Its capital ratio of 8.9% trails most similarly sized banks (21th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Availa Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Availa Bank compares to Iowa peers
How we graded Availa Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Availa Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 601 W Elm Ave, Pocahontas, IA 50574
- 635 1st St, Webster City, IA 50595
- 130 N 29th St, Fort Dodge, IA 50501
- 1530 S Duff Ave, Ames, IA 50010
- 200 N Main St, Pocahontas, IA 50574
- 1751 Madison Ave Ste 3004, Council Bluffs, IA 51503
- 1751 Madison Ave, Council Bluffs, IA 51503
- 2010 N Ankeny Blvd, Ankeny, IA 50023
- 423 Main St, Coon Rapids, IA 50058
- 117 Pearl St, Council Bluffs, IA 51503
- 411 N Main St, Holstein, IA 51025
- 1121 S G Ave, Nevada, IA 50201
- 126 W 6th St, Carroll, IA 51401
- 1380 Hamilton Blvd, Sioux City, IA 51103
- 702 Main St, Jewell, IA 50130
Are deposits at Availa Bank insured?
Yes. Availa Bank is an FDIC-insured bank (FDIC certificate #11771). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Availa Bank: frequently asked questions
Is Availa Bank a good bank?
Availa Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.94%).
Is Availa Bank FDIC-insured?
Yes. Availa Bank is a FDIC-insured bank (FDIC certificate #11771). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Availa Bank?
Availa Bank holds $1.7 billion in total assets, ranking 171st of 226 banks we track in Iowa. It operates 15 branches.
Does Availa Bank have CFPB complaints?
No CFPB complaints against Availa Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
