Skip to main content
bank

Community Savings Bank

Edgewood, IA · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Community Savings Bank is a bank based in Edgewood, Iowa, established in 1910, with $616 million in total assets across 12 branches. By Trust Grade it ranks 175th of 226 banks we track in Iowa. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Community Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$616.1M
$100M–1B institution
Deposits
$496.4M
Branches
12
Capital ratio
8.6%
Bottom 23% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.0%
Bottom 38% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#175
of 226 banks

How Community Savings Bank compares to Iowa peers

Capital ratio
Bottom 23% of $100M–1B peers
Community Savings
8.6%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $100M–1B peers
Community Savings
1.0%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Community Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.6% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 203 E Main St, Coggon, IA 52218
  • 106 Northern Ave, Earlville, IA 52041
  • 221 E Main St, Manchester, IA 52057
  • 3414 Mount Vernon Rd Se, Cedar Rapids, IA 52403
  • 1211 12th Ave Se, Dyersville, IA 52040
  • 1295 Blairs Ferry Rd, Marion, IA 52302
  • 101 Robins Square Ct, Robins, IA 52328
  • 502 S Highway 52, Guttenberg, IA 52052
  • 100 1st Ave Ne, Cedar Rapids, IA 52401
  • 8411 Peosta Commercial Ct, Peosta, IA 52068
  • 103 West Clayton Street, Garnavillo, IA 52049
  • 101 E Union St, Edgewood, IA 52042

Are deposits at Community Savings Bank insured?

Yes. Community Savings Bank is an FDIC-insured bank (FDIC certificate #14633). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Savings Bank: frequently asked questions

Is Community Savings Bank a good bank?

Community Savings Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.01%).

Is Community Savings Bank FDIC-insured?

Yes. Community Savings Bank is a FDIC-insured bank (FDIC certificate #14633). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Savings Bank?

Community Savings Bank holds $616 million in total assets, ranking 175th of 226 banks we track in Iowa. It operates 12 branches.

Does Community Savings Bank have CFPB complaints?

No CFPB complaints against Community Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Marion County State Bank
bank · Pella, IA · $620M assets
Gnb Bank
bank · Grundy Center, IA · $609M assets
South Story Bank & Trust
bank · Slater, IA · $607M assets
Liberty National Bank
bank · Sioux City, IA · $605M assets
First State Bank
bank · Webster City, IA · $630M assets
Midstates Bank, National Association
bank · Council Bluffs, IA · $631M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →