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Capra Bank

Dubuque, IA · Est. 1946 · Website ↗
B
Trust Grade
Strong
Score: 86/100

Capra Bank is a bank based in Dubuque, Iowa, established in 1946, with $1.2 billion in total assets across 7 branches. By Trust Grade it ranks 209th of 226 banks we track in Iowa. Its capital ratio of 6.6% trails most similarly sized banks (3th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.32% return on assets. No consumer complaints against Capra Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$1.0B
Branches
7
Capital ratio
6.6%
Bottom 3% of $1B–10B peers · Iowa median 10.2%
Return on assets
1.3%
Top 42% of $1B–10B peers · Iowa median 1.31%
Rank in Iowa
#209
of 226 banks

How Capra Bank compares to Iowa peers

Capital ratio
Bottom 3% of $1B–10B peers
Capra Bank
6.6%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $1B–10B peers
Capra Bank
1.3%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Capra Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (6.6% capital ratio)
  • Strongly profitable (ROA 1.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Capra Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 955 Washington St, Dubuque, IA 52001
  • 7710 Milwaukee Avenue, Lubbock, TX 79424
  • 7710 Milwaukee Avenue, Lubbock, TX 79424
  • 400 Tijeras Ave. N.W., Albuquerque, NM 87102
  • 955 Washington St, Dubuque, IA 52001
  • 12115 Slide Road, Lubbock, TX 79424
  • 5171 Lang Ave Ne, Albuquerque, NM 87109

Are deposits at Capra Bank insured?

Yes. Capra Bank is an FDIC-insured bank (FDIC certificate #16363). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Capra Bank: frequently asked questions

Is Capra Bank a good bank?

Capra Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Strongly profitable (ROA 1.32%).

Is Capra Bank FDIC-insured?

Yes. Capra Bank is a FDIC-insured bank (FDIC certificate #16363). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Capra Bank?

Capra Bank holds $1.2 billion in total assets, ranking 209th of 226 banks we track in Iowa. It operates 7 branches.

Does Capra Bank have CFPB complaints?

No CFPB complaints against Capra Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Peoples Bank
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Pilot Grove Savings Bank
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Bank Midwest
bank · Spirit Lake, IA · $1.3B assets
Farmers State Bank
bank · Marion, IA · $1.1B assets
First National Bank, Ames, Iowa
bank · Ames, IA · $1.1B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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