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American Bank, National Association

Le Mars, IA · Est. 1887 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

American Bank, National Association is a bank based in Le Mars, Iowa, established in 1887, with $547 million in total assets across 2 branches. By Trust Grade it ranks 85th of 226 banks we track in Iowa. Its capital ratio of 10.4% is stronger than 55% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against American Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$546.5M
$100M–1B institution
Deposits
$436.5M
Branches
2
Capital ratio
10.4%
Top 45% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.7%
Top 23% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#85
of 226 banks

How American Bank, National Association compares to Iowa peers

Capital ratio
Top 45% of $100M–1B peers
American Bank,
10.4%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $100M–1B peers
American Bank,
1.7%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded American Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 1.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 400 W Hwy 3, Remsen, IA 51050
  • 234 5th Ave Sw, Le Mars, IA 51031

Are deposits at American Bank, National Association insured?

Yes. American Bank, National Association is an FDIC-insured bank (FDIC certificate #5800). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Bank, National Association: frequently asked questions

Is American Bank, National Association a good bank?

American Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.68%).

Is American Bank, National Association FDIC-insured?

Yes. American Bank, National Association is a FDIC-insured bank (FDIC certificate #5800). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Bank, National Association?

American Bank, National Association holds $547 million in total assets, ranking 85th of 226 banks we track in Iowa. It operates 2 branches.

Does American Bank, National Association have CFPB complaints?

No CFPB complaints against American Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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