The Watkins Savings Bank is a bank based in Watkins, Iowa, established in 1892, with $87 million in total assets across 1 branch. By Trust Grade it ranks 162nd of 226 banks we track in Iowa. Its capital ratio of 13.0% is stronger than 59% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against The Watkins Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Watkins Savings Bank compares to Iowa peers
How we graded The Watkins Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Profitable (ROA 0.51%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for The Watkins Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 202 1st St, Watkins, IA 52354
Are deposits at The Watkins Savings Bank insured?
Yes. The Watkins Savings Bank is an FDIC-insured bank (FDIC certificate #18071). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Watkins Savings Bank: frequently asked questions
Is The Watkins Savings Bank a good bank?
The Watkins Savings Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Profitable (ROA 0.51%).
Is The Watkins Savings Bank FDIC-insured?
Yes. The Watkins Savings Bank is a FDIC-insured bank (FDIC certificate #18071). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Watkins Savings Bank?
The Watkins Savings Bank holds $87 million in total assets, ranking 162nd of 226 banks we track in Iowa. It operates 1 branch.
Does The Watkins Savings Bank have CFPB complaints?
No CFPB complaints against The Watkins Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
