Farmers & Merchants Bank Of Colby is a bank based in Colby, Kansas, established in 1998, with $637 million in total assets across 5 branches. By Trust Grade it ranks 56th of 186 banks we track in Kansas. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.75% return on assets. No consumer complaints against Farmers & Merchants Bank Of Colby appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers & Merchants Bank Of Colby compares to Kansas peers
How we graded Farmers & Merchants Bank Of Colby
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Strongly profitable (ROA 1.75%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers & Merchants Bank Of Colby over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 410 14th St, Burlington, CO 80807
- 1605 S Range Ave, Colby, KS 67701
- 240 W 4th St, Colby, KS 67701
- 25 E 1st St, Cheyenne Wells, CO 80810
- 1077 Cedar St., Bennett, CO 80102
Are deposits at Farmers & Merchants Bank Of Colby insured?
Yes. Farmers & Merchants Bank Of Colby is an FDIC-insured bank (FDIC certificate #34719). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers & Merchants Bank Of Colby: frequently asked questions
Is Farmers & Merchants Bank Of Colby a good bank?
Farmers & Merchants Bank Of Colby earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.75%).
Is Farmers & Merchants Bank Of Colby FDIC-insured?
Yes. Farmers & Merchants Bank Of Colby is a FDIC-insured bank (FDIC certificate #34719). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers & Merchants Bank Of Colby?
Farmers & Merchants Bank Of Colby holds $637 million in total assets, ranking 56th of 186 banks we track in Kansas. It operates 5 branches.
Does Farmers & Merchants Bank Of Colby have CFPB complaints?
No CFPB complaints against Farmers & Merchants Bank Of Colby appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
