Citizens State Bank And Trust Co., Ellsworth, Kansas is a bank based in Ellsworth, Kansas, established in 1900, with $275 million in total assets across 6 branches. By Trust Grade it ranks 155th of 186 banks we track in Kansas. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Citizens State Bank And Trust Co., Ellsworth, Kansas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens State Bank And Trust Co., Ellsworth, Kansas compares to Kansas peers
How we graded Citizens State Bank And Trust Co., Ellsworth, Kansas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Strongly profitable (ROA 1.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens State Bank And Trust Co., Ellsworth, Kansas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 220 W 2nd St, Minneapolis, KS 67467
- 749 E 15th St, Ellsworth, KS 67439
- 100 W Lincoln Ave, Lincoln, KS 67455
- 202 E Main St, Glasco, KS 67445
- 202 N Main St, Delphos, KS 67436
- 203 N Douglas Ave, Ellsworth, KS 67439
Are deposits at Citizens State Bank And Trust Co., Ellsworth, Kansas insured?
Yes. Citizens State Bank And Trust Co., Ellsworth, Kansas is an FDIC-insured bank (FDIC certificate #11778). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens State Bank And Trust Co., Ellsworth, Kansas: frequently asked questions
Is Citizens State Bank And Trust Co., Ellsworth, Kansas a good bank?
Citizens State Bank And Trust Co., Ellsworth, Kansas earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 1.52%).
Is Citizens State Bank And Trust Co., Ellsworth, Kansas FDIC-insured?
Yes. Citizens State Bank And Trust Co., Ellsworth, Kansas is a FDIC-insured bank (FDIC certificate #11778). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens State Bank And Trust Co., Ellsworth, Kansas?
Citizens State Bank And Trust Co., Ellsworth, Kansas holds $275 million in total assets, ranking 155th of 186 banks we track in Kansas. It operates 6 branches.
Does Citizens State Bank And Trust Co., Ellsworth, Kansas have CFPB complaints?
No CFPB complaints against Citizens State Bank And Trust Co., Ellsworth, Kansas appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
