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The Liberty Savings Association, Fsa

Fort Scott, KS · Est. 1919 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

The Liberty Savings Association, Fsa is a bank based in Fort Scott, Kansas, established in 1919, with $28 million in total assets across 1 branch. By Trust Grade it ranks 135th of 186 banks we track in Kansas. Its capital ratio of 24.1% is stronger than 90% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against The Liberty Savings Association, Fsa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$28.3M
<$100M institution
Deposits
$21.5M
Branches
1
Capital ratio
24.1%
Top 10% of <$100M peers · Kansas median 10.4%
Return on assets
0.2%
Bottom 20% of <$100M peers · Kansas median 1.39%
Rank in Kansas
#135
of 186 banks

How The Liberty Savings Association, Fsa compares to Kansas peers

Capital ratio
Top 10% of <$100M peers
The Liberty
24.1%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of <$100M peers
The Liberty
0.2%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Liberty Savings Association, Fsa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (24.1% capital ratio)
  • Profitable (ROA 0.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Liberty Savings Association, Fsa over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 24 S Judson St, Fort Scott, KS 66701

Are deposits at The Liberty Savings Association, Fsa insured?

Yes. The Liberty Savings Association, Fsa is an FDIC-insured bank (FDIC certificate #29857). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Liberty Savings Association, Fsa: frequently asked questions

Is The Liberty Savings Association, Fsa a good bank?

The Liberty Savings Association, Fsa earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (24.1% capital ratio); Profitable (ROA 0.21%).

Is The Liberty Savings Association, Fsa FDIC-insured?

Yes. The Liberty Savings Association, Fsa is a FDIC-insured bank (FDIC certificate #29857). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Liberty Savings Association, Fsa?

The Liberty Savings Association, Fsa holds $28 million in total assets, ranking 135th of 186 banks we track in Kansas. It operates 1 branch.

Does The Liberty Savings Association, Fsa have CFPB complaints?

No CFPB complaints against The Liberty Savings Association, Fsa appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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