The Baxter State Bank is a bank based in Baxter Springs, Kansas, established in 1905, with $25 million in total assets across 1 branch. By Trust Grade it ranks 7th of 186 banks we track in Kansas. Its capital ratio of 19.5% is stronger than 85% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against The Baxter State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Baxter State Bank compares to Kansas peers
How we graded The Baxter State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.5% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Baxter State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 1401 Military Ave, Baxter Springs, KS 66713
Are deposits at The Baxter State Bank insured?
Yes. The Baxter State Bank is an FDIC-insured bank (FDIC certificate #12432). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Baxter State Bank: frequently asked questions
Is The Baxter State Bank a good bank?
The Baxter State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.5% capital ratio); Profitable (ROA 0.98%).
Is The Baxter State Bank FDIC-insured?
Yes. The Baxter State Bank is a FDIC-insured bank (FDIC certificate #12432). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Baxter State Bank?
The Baxter State Bank holds $25 million in total assets, ranking 7th of 186 banks we track in Kansas. It operates 1 branch.
Does The Baxter State Bank have CFPB complaints?
No CFPB complaints against The Baxter State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
